Welcome to Aioi Nissay Dowa Insurance Norway
Aioi Nissay Dowa Europe has had a presence in Norway since 1999, writing General Insurance via a Delegated Authority Underwriting Agency.
We started by providing a range of products to a wide spectrum of customers but in February 2002 following a strategic review our business involvement in Europe evolved. Based on our strong shareholder relationship with the Toyota Motor Corporation we began to focus heavily on finding insurance solutions for Toyota and Lexus dealers and their customers. Consequently our role is now primarily as Toyota's captive insurer in Norway.
More recently, we became co-insurers with Gjensidige Forsikring ASA, a general insurance provider who are a market leader in the sector.
Our insurance activities are managed by Toyota Insurance Management Norway (Toyota Insurance Management NUF) from the Norway office located in Svelvikveien 59B, 3039 Drammen. Our physical presence enhances our close cooperation with local agents and dealer networks.
| Level of Cover | Toyota |
|---|---|
| Area | Europe, Israel, Turkey |
| TPL | Automobile Liability Act |
| Legal aid | 100.000 |
| Driver & Pass. PA | |
| Death | 100.000 / 50.000 |
| Disability | 200.000 / 500.000 (barn) |
| New car replacement-total loss | 4 years 80.000 km Car is new/demo car up till 12months and 12.000 km |
| Courtesy car | Unlimited if using an authorised Toyota repair shop |
| Luggage | 10.000 |
| Installed extras including tyres and rims | 50.000 |
| Deductible | Toyota |
|---|---|
| Casco | 0,- (first collision claim per year, thereafter 4.000) |
| Fire & Theft | 0,- if alarm was installed – otherwise 4.000 |
| Windscreen change/repair | 0,- on repairs – 0,- on the first change per year, thereafter 2000 |
| Rescue | 500 |
Products
Motor Insurance
We work closely with Toyota Financial Services (TFS) to provide branded motor insurance products to Toyota and Lexus customers. Toyota Forsikring is highly regarded by customers and dealers alike.
We offer fully branded and approved 1-year and 3-year fixed price premium products which are offered to customers when purchasing a new or used Toyota or Lexus vehicle, at point of sale. Customers may also buy Toyota Forsikring at competitive prices directly from our call centre or online. Our product and premium offers are for drivers aged 23 and over.
We also acknowledge that insurance for young drivers is expensive, causing them to buy older, less reliable cars. We have offers available on selected vehicles in our Toyota range that entitle drivers, aged between 20 to 22 years old, to a start bonus of 20% from day one of their cover. This is known as Toyota Xtra.